About The Debt Rebellion
We’re Not Here to Tweak Your Budget — We’re Here to Change Your Life
The Debt Rebellion exists to help you reject the debt-is-normal mindset and build a future that’s truly yours.
Why I Started The Debt Rebellion
After years of working in both finance and education, I started to notice something: most people don’t really have a money problem — they have a system and mindset problem.
My wife and I have made our fair share of money mistakes and learned a lot the hard way. But what really sparked this journey wasn’t our own financial situation — it was a conversation about a close friend who was struggling. I remember telling my wife, “If they would just show me everything, I could probably help them.”
That moment stuck with me. I realized — maybe that’s exactly what I’m meant to do. Maybe there are thousands of people out there feeling lost, overwhelmed, or ashamed about their finances… and all they really need is someone to sit down, look at the full picture, and help them build a plan.
That’s how The Debt Rebellion was born — not out of theory, but out of real life. It’s a movement for people who are tired of the paycheck-to-paycheck grind and ready to take control. Not with shame or complicated spreadsheets — but with simple systems, real conversations, and a little bit of rebellion against what’s considered “normal”.
What We Stand For
- Freedom Over FOMO - We help you prioritize long-term peace over short-term pressure.
- Systems, Not Just Willpower - Budgets fail without structure. We build systems you can stick to.
- No Shame, No Judgment - You’re not “bad with money.” You just haven’t been given the right tools — until now.
- Make It Make Sense - We explain everything in plain language so you feel empowered, not overwhelmed.
- Rebel Together - You're not alone. We're building a community of people saying no to normal.
Meet Your Coach
About Me
I'm Zach Baxter, and I’m leading a rebellion against debt. At home, I'm husband to Erica and dad to two amazing daughters, Addison and Aubrey. When I'm not helping people crush their debt, you'll find me spending quality time with my family—either kicking back at our home in Pearland, Texas, or exploring outdoors.
I'm Zach Baxter, and I’m leading a rebellion against debt. At home, I'm husband to Erica and dad to two amazing daughters, Addison and Aubrey. When I'm not helping people crush their debt, you'll find me spending quality time with my family—either kicking back at our home in Pearland, Texas, or exploring outdoors.
Nature recharges me, and faith grounds me. Erica and I are active in our local church, leading Bible studies and serving our community.
In short, I'm a family man on a mission: living intentionally, finding peace outdoors, and helping others break free from financial stress.
Why I Became a Financial Coach
I was supposed to have it figured out—a Finance degree, professional experience in the industry, teaching others—but my own financial reality was a mess. After graduating from the University of Houston in 2013, Erica and I dove headfirst into adulthood with a modest $40,000 salary, an apartment, and debt piling up from cars, college, and a house we could barely afford. No savings. No investing. No plan.
I was supposed to have it figured out—a Finance degree, professional experience in the industry, teaching others—but my own financial reality was a mess. After graduating from the University of Houston in 2013, Erica and I dove headfirst into adulthood with a modest $40,000 salary, an apartment, and debt piling up from cars, college, and a house we could barely afford. No savings. No investing. No plan.
We hit rock bottom when we realized our paychecks ran out long before our bills did. We even drained some retirement savings just to survive. That’s when we knew enough was enough. We got intentional, fought back against our debt, and finally took control.
That fight ignited my passion for coaching. I realized there were countless others stuck in the cycle, desperate for change, but unsure how to start. If you’re tired of living paycheck to paycheck, if you know the basics but struggle to put them into action, or if you're simply ready to fight back—financial coaching is your secret weapon. I'm here to stand beside you, provide personalized guidance, and help you reclaim your fina
ncial freedom.
Take the next step toward financial freedom!
Click the button to request your free call and discover how financial coaching can help you gain control, crush debt, and achieve your biggest goals. This could be the game-changer you’ve been waiting for!
Click the button to request your free call and discover how financial coaching can help you gain control, crush debt, and achieve your biggest goals. This could be the game-changer you’ve been waiting for!